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FD vs SIP Comparison

Compare Fixed Deposit returns against SIP mutual fund returns over any time period with tax implications.

₹
7% p.a.
12% p.a.
10 years
5y10y20y30y
FD wins by ₹32,719

Fixed Deposit

₹1,000,799

Interest: ₹500,799

Lump sum @ 7%

SIP (Mutual Fund)

₹968,079

Gains: ₹468,079

₹4,167/mo @ 12%